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What you need to know about Christmas loans

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. Here’s what you need to know about […]

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What debts will bankruptcy not save you from?

By liquidating (Chapter 7) or restructuring (Chapter 13) debt, bankruptcy gives overburdened customers a chance to make a fresh start. The bankruptcy court is called “acquittal” of debts in both situations. This means that debtors lose their right to take legal action against them, including to try to collect a debt or recover property. Consumers […]

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Credit card balances, burden, delinquencies and collections in the third quarter: consumers are still in good shape with their cards

Credit cards are primarily a payment method, paid monthly. The importance of borrowings has diminished over the years. By Wolf Richter for WOLF STREET. Credit card balances include balances that accrue interest and balances that are paid in full by the due date such that no interest accrues. Many Americans use credit cards only as […]

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Is a payday advance from a bank better than a personal loan?

Image source: Getty Images We’ve all come across an unexpected expense from time to time. Key points 60% of Americans couldn’t cover a $400 emergency expense without going into debt. If you need cash fast and your bank offers payday advances, it might be worth looking into. A personal loan has other advantages, however, such […]

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3 principles for settling political disputes in the…

Each election season, some Christians recall us that “Jesus is not a Republican or a Democrat”. But every election season, other Christians tell us it’s wrong to vote for a candidate who supports abortion, or that Christians should vote only for candidates who will fight racial injustice. With issues of grave moral importance on the […]

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Financing options for Lyft and Uber drivers

A rapid increase in the use of ride-sharing apps like Lyft and Uber has provided many job opportunities for people who want to generate income on their own schedule. The best part? These people only need a valid driver’s license and a car to start making money! Unfortunately, there are a few expenses associated with […]